Variable annuities are a set of commonly offered insurance products that promise consumers a consistent income stream. In general, these products tend to become more beneficial to insurance companies and representatives who sell these products…
Read More
GMB Ep #72: Here’s an Opportunity to Pay Less For Health Insurance
State exchange programs for health insurance are one of the provisions introduced in the Affordable Care Act back in 2010. Under this provision, the federal government may subsidize some of your insurance premiums if your…
Read More
Buy Sell Agreements Can Be the Best Insurance Policies
Risk management is a pretty common objective for small business owners. Once a business becomes viable, protecting what you worked so hard to build is usually a priority. As COVID-19 has shown us, so many…
Read More
Reflections on the Pandemic So Far
We are currently somewhere around day 60 of our family’s quarantine during the pandemic, and the country is inching closer to reopening. Over those 60(ish) days I worked remotely from home, and held a TON…
Read More
The Pros & Cons (and Economics) of Leasing vs. Buying a Car
For most of us in the US today who do not live in the middle of populous cities, driving a car from place to place is a way of life. Some of us share a…
Read More
How to Determine How Much Life Insurance You Need
Many people I work with realize that they need some kind of life insurance once they start having kids. The purpose of life insurance, of course, is to ensure that everyone in your household can maintain…
Read More
What Everyone Ought to Know About Long Term Care Insurance
You’ve seen the stats. Long term care is expensive, and we’re all likely to need it at some point in our lives. The cost of spending time in a nursing home or assisted living facility…
Read More
What You Should Know About the SECURE Act Retirement Bill
Every now and then, lawmakers in Washington make noise about changing various sections of the tax advantaged retirement accounts I’m so fond of recommending to my clients. Now that we’re living substantially longer, and a…
Read More
Pro’s & Con’s of Long Term Care Insurance: 3 Top Arguments For & Against
I have a good number of clients who are in their mid-50s, and hearing from friends and colleagues that they should consider obtaining long term care insurance. They’ll often quote stats about the staggering percentage…
Read More
8 Considerations When Protecting Your Business With Life Insurance
I read a stat recently that stated 71% of small businesses depend heavily on a few individual owners and/or employees. This number makes quite a bit of sense, once you consider the limited resources most…
Read More