There’s a debate in the financial planning community that’s been gnawing at me for some time. Years ago it would happen face to face, politely, in the halls at industry conferences. Then a few years…
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The Great Fee Debate
March Madness: Non-Basketball Edition
The monthly Fed/CPI/Employment headline-market movement industrial complex was rudely shouldered aside in the last week by a much bigger and faster-moving story. While the fallout from bank failures will take a while to unravel, and…
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March Market Commentary: Why Aren’t Rate Hikes Working?
February Recap and March Outlook If there’s an aphorism for February that you could embroider on a pillow, it would be, “The more things change, the more they remain the same.” Markets appear to have…
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Avoiding the Big Retirement Risks
Retirement is just as much a leap of faith as any other significant life change. No matter how much you prepare, you will only really understand all the implications when you start your new life….
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Planning Your Finances When You’re in the Sandwich Generation
Everyone likes a good sammie – they can be delicious and convenient. But when you’re the filling, it’s a different story. A recent survey by the Pew Research Center found that more than 50% of…
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The Business Owner’s Financial Order of Operations
Fundamentally, the best way to build wealth consistently is to spend a little less than you earn. The more you earn and the less you spend, the more money you have left over at the…
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Now That the Resolutions Part Is Over, Let’s Focus on Resources
The New Year’s resolutions process starts with good intentions, an honest assessment of how things are now, and then a visualization of what you want your new life to look like. The next step is…
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February Market Commentary Powell’s Not Done
January Recap and February Outlook The market adage is “as January goes, so goes the year.” Is it true? According to an analysis by Fidelity, January returns are positive about 75% of the time the…
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Setting Your Business Strategy for 2023: New Challenges, More Opportunities
With record-setting and inflation and a red-hot labor market that turned hiring to support your business into a competitive sport, last year seemed about ten years long. Will we see a return to normal this…
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Recession, Recovery, or Both?
The markets are starting to feel like Groundhog Day. Almost every month, it’s a cadence of employment numbers, CPI, Fed, — market reacts. With inflation starting to trend down, even if only slightly, optimism has…
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